1. That the federal government keeps track of banks that are in danger of failing, and that usually there are 10 or so on the watch-list, and this year there are 117 (112 of which, I think, have since failed).
2. That there would be a big financial disaster soon and the Dow would fall to 7000 before it starts going up again and I should put all of my 501k retirement money into Treasury Bonds (Sure. I ran to my room, broke open my piggy bank, and double-checked that both of my retirement dollars are still in there – . . .